Insurance

Types of care businesses covered

Care businesses come in many shapes and cater for different service users. So if you care for the elderly or adults, with learning difficulties, mental health, dementia, or simply offer retirement home/ supported living, our partner can provide specific insurance cover for your business.

Care specific cover

As well as the more standard business insurances, the care industry face a set of unique risks which care policies that we can offer through our partners are designed to cover: These include things like medical malpractice, infectious disease cover and protection against loss of registration. Trained advisors are on hand to discuss your risks and cover your care business for all the risks you may face.

Flexible liability cover

While most policies will include public liability cover at £5million as standard, there are times when you may need to temporarily or permanently raise this limit to £10million in order to tender for a public contract. We have partners who can offer you flexible limits so you won’t miss out on quality contracts, or the chance to grow your business.

For material damage and business interruption claims of over £5,000 our partners also have dedicated teams who can help you. They can appoint a chartered loss adjuster specialising in the type of loss you have experienced to look after your interests and ensure the entire claims process is handled quickly, fairly and without unnecessary stress.