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Understanding the cap on care costs
On 7 September 2021, the Government set out its new plan for adult social care reform in England which included a cap on the amount an individual will spend on care in their lifetime. The policy has been hotly debated and has seen wide press coverage.
What is the cap?
It is proposed that from October 2023 there will be an £86,000 cap on the amount anyone in England will have to spend on their personal care over their lifetime and the cap will apply irrespective of a person’s age or income. The first step will involve a needs assessment. Once a person has been assessed as having eligible needs, contributions towards the cost of meeting their eligible needs will be clocked until they reach £86,000, and after that point the local authority will meet the full costs of that individual’s eligible needs.